THE FHA EXPERT-IT'S ALL WE DO!

AGM Financial Services, Inc. is a leading nationwide FHA Mortgagee and Multifamily Accelerated Processing (MAP) lender providing financing for both the market rate and affordable housing industries. AGM arranges federally insured debt and credit enhancement for apartment projects, assisted living facilities, nursing homes, and hospitals. These mortgages provide funding for acquisition, refinancing, new construction, and substantial rehabilitation.

AGM offers fixed-rate non-recourse loans for new construction or substantial rehabilitation pursuant to Section 221(d) of the National Housing Act and for acquisition or refinance of existing apartments pursuant to Section 223(f). We finance long-term care facilities under Section 232; supplemental renovations under Section 241; and interest rate reductions under Section 223(a)(7).

AGM is a privately held lender, based in Baltimore, Maryland. Founded in 1990 under the leadership of Margaret Allen (CEO), AGM's annual transaction volume is approximately $150 million, with an average deal size of $15 million. Since AGM's inception we have closed more than $2.0 Billion in FHA-insured loans.

The staff of 10 professionals has mastered the various disciplines of governmental real estate finance to provide our clients with the best possible service. AGM is also an experienced processor with state and local housing agencies for second debt and Low Income Housing Tax Credits. All aspects of financing are handled by AGM to insure that loan processing moves efficiently. We help you prepare your tax credit applications and process your loan with FHA and state finance agencies, while guiding it from application through commitment to funding and servicing. Our philosophy is that the process should be totally transparent. We provide you with a full understanding of how the process works, including all anticipated sources and uses, not just a mortgage amount. We'll come to your office and show you how it all fits together.

At AGM we never lose sight of the single most important aspect of our loan production--you the client. Our goal is to provide the best service in the industry. Each borrower is assigned an experienced loan team to facilitate the FHA process. Our success is rooted in yours. Please contact one of our mortgage professionals (Margaret Allen) to learn more about AGM, FHA, and what we can do for you.