Underwriting Staff
Troy D. Brown
Chief Underwriter, Senior Vice President
443-573-2043
LinkedIn Profile
Troy joined AGM as a loan production officer in 1997, has been a HUD-approved underwriter since 2000 and AGM’s Chief Underwriter since 2016. Troy received a Master of Business Administration degree from the Johns Hopkins Carey Business School.
Walid Azzam
Deputy Chief Underwriter, Senior Vice President
443-573-2049
LinkedIn Profile
Walid joined AGM in 2001 and is a HUD-approved underwriter. He previously worked as a financial analyst with University of Maryland University College and as an accountant with Trans World Airlines. Walid received his B.S. in Accounting in 1989 from Ain-Shams University in Cairo, Egypt. Walid received a Master’s degree in Real Estate from the Johns Hopkins Carey Business School.
Matt Daddio
Deputy Chief Underwriter, Vice President
443-573-2058
LinkedIn Profile
Matt joined AGM in 2011 as a Financial Analyst with the origination staff before transitioning to underwriting. He is a graduate of the University of Maryland and obtained his Master’s of Science in Real Estate from the Johns Hopkins Carey Business School.
Robert Habighorst
Financial Analyst
443-573-2041
LinkedIn Profile
Rob joined AGM in 2022 as a Financial Analyst with the underwriting staff. He comes from a background in Residential mortgage-backed securities [RMBS] for default servicing management. Rob is also a graduate of the University of Maryland and obtained his B.S. in Economics in 2020.
Jason Harter
Vice President
443-573-2050
LinkedIn Profile
Before joining AGM in 2009, Jason worked in retail management for Suburban Propane Partners. Jason received his B.S. in Business Administration and Finance from University of Dayton in 2001 and completed the Mortgage Bankers Association’s FHA Multifamily Underwriting Training Program in 2013. Jason is married and has four young children.
Kevin M. Marshall
Associate Underwriter
443-573-2044
LinkedIn Profile
Kevin joined AGM in 2016 as a financial analyst. Before joining AGM, he worked in specialized asset services in Columbia, Maryland. He has completed the Mortgage Bankers Association’s FHA Underwriting Training Program. Kevin is a graduate of the Virginia Military Institute where he earned his B.A. in Economics & Business.
Nik Meuschke
Financial Analyst
443-573-2048
LinkedIn Profile
Nikolas joined AGM in 2021 as a financial analyst with the underwriting staff. Before joining AGM, he spent seven years at a small swimming pool business as a retail manager and customer service representative. Nikolas is a graduate of Towson University where he earned his B.A. in Finance.
Mike Minervini
Vice President
443-573-2060
LinkedIn Profile
Mike joined AGM in 2012 after working at M&T Bank as a Commercial Real Estate Appraiser Trainee. Mike received his B.S. in Business Administration from Buffalo State College in 2003 and his M.S. in Real Estate from the Johns Hopkins Carey Business School in 2011. He also completed the FHA Multifamily Underwriter Training Program offered by the Mortgage Bankers Association.
Sayed Popal
Financial Analyst
443-573-2063
Sayed Joined AGM as a financial analyst in 2020, Prior to joining AGM and migrating to U.S.A, Sayed was Director of the Afghan National Housing Program and he also worked with the U.S.G funded Programs in Afghanistan as banking capacity team leader and governance and stability team leader, Sayed was also a volunteer lecturer at Kandahar University for more than 5 years teaching fundamentals of micro and macroeconomics. He graduated from JMI university in India with a B.A (Economics) and also completed a one year Advanced Bachelor Upgrade program in Management and Economics at Ruhr University in Bochum, Germany.
Andy Severt
Vice President
443-573-2065
LinkedIn Profile
Andy joined AGM in 2012 as a financial analyst. Prior to AGM he worked in real estate financing and sales. He did his undergraduate work at Lynchburg College in Virginia and obtained his Master’s Degree in Real Estate Development from the Johns Hopkins Carey Business School. He is a 2014 graduate of the Mortgage Bankers Association’s FHA Underwriting Training Program.
