When a multifamily loan matures, owners often face higher rates, lower leverage, and cash calls, or a bank that simply wants out. Good properties — stable, cash flowing assets — can be at risk. An FHA refinance can take those worries off the table for the next 35 years with a fixed rate, fully amortizing non-recourse loan and you can put your mind at ease.
Below are the five things we see most often when non-FHA loans are maturing. Check the ones that apply to your property. We’ll give you a straightforward read on where you stand and what a move to FHA could do for you. No email required.
Each sign is weighted by how much exposure it creates on your current non-FHA loan — a near-term maturity or a rate reset carries more weight than a long-term preference. The score is just for you, so be honest.