A FREE RISK CHECK FOR MULTIFAMILY OWNERS

Your bank loan is maturing.
Refi risk is real. It doesn’t have to be this way.

When a multifamily loan matures, owners often face higher rates, lower leverage, and cash calls, or a bank that simply wants out. Good properties — stable, cash flowing assets — can be at risk. An FHA refinance can take those worries off the table for the next 35 years with a fixed rate, fully amortizing non-recourse loan and you can put your mind at ease.

Below are the five things we see most often when non-FHA loans are maturing. Check the ones that apply to your property. We’ll give you a straightforward read on where you stand and what a move to FHA could do for you. No email required.

Five signs your maturing loan is putting you and your property at risk.

Each sign is weighted by how much exposure it creates on your current non-FHA loan — a near-term maturity or a rate reset carries more weight than a long-term preference. The score is just for you, so be honest.

Maturity-Cliff Timeline
0 / 10 Urgency Score
Stable Planning window Cliff

NO OBLIGATION

With FHA, you can “fix it and forget it”. An FHA refinance replaces your maturing multifamily loan with a 35-year, fixed-rate, fully amortizing, non-recourse loan - no balloon, no personal guarantees, no rate reset. For more than thirty years, AGM has originated, underwritten, closed, funded, and serviced these FHA multifamily loans, and over 60% of our borrowers are repeat clients.