Servicing & Accounting Staff
Carrie L. Papa
Senior Vice President, CFO
443-573-2047
Carrie joined AGM in 1999. She manages the Servicing department and oversees all financial, personnel and human resources functions of the company. Carrie has also served as AGM's mortgage credit expert, aiding borrowers in filling out HUD forms, securing the required financial references, and completing all the mortgage credit documents.
Reneé Carroll-Smith
Vice President, Servicing
443-573-2053
LinkedIn Profile
Renée joined AGM in August 2017. She started working in the multifamily industry in September 1989 as an FHA loan processor, and has since held loan servicing positions for firms specializing in Fannie Mae, Freddie Mac, and FHA. In her spare time, she is busy with nine grandchildren.
Kristie Butler
Portfolio Manager
443-573-2066
LinkedIn Profile
Kristie joined AGM as Servicing Analyst in October 2017. She has a background in servicing Fannie Mae, Freddie Mac, low-income housing tax credits equity, and FHA loans. Kristie received her M.S. in Financial Management from UMUC and B.S. from University of Baltimore in Business Administration.
Samantha Crespo
Junior Asset Manager
443-573-2064
Samantha joined AGM as a Junior Asset Manager in June 2021. Prior to joining AGM she spent 3 years at Celebree Learning Center as a Preschool Teacher, teaching children basic needs such as colors, numbers, and social skills. In her spare time, she is either busy helping others achieve their fitness goals or spending time with her family.
Carolyn Sassman
Staff Accountant
443-573-2069
LinkedIn Profile
Carolyn joined AGM as a Staff Accountant in September 2021. Prior to AGM she spent 15 years as a Senior Treasury Analyst where she managed the daily treasury operations, corporate liquidity needs, banking relationships, and the LIHTC and corporate loan facilities. Carolyn received her B.S. from University of Baltimore in Management Science/Business Management.
Kimberly Woods
Construction Analyst
443-573-2062
Kimberly joined AGM in June 2021. Before joining AGM, she spent time working for Howard County Government as an Administrative Support Technician. She also spent over seven years working for Baltimore City Government as an Office Support Specialist. Kimberly has a B.S. in Criminal Justice that she received from Stevenson University in 2018.
