Our Process

From Vision
to Reality

How Our Process Supports
Your Development Plan

At AGM Financial Services, we're more than a lender.
We are your trusted advisor.

We’ll guide you through every step of your multifamily loan journey, from the spark of an idea to the ribbon-cutting and beyond. If you’re new to multifamily, you can draw on our experience, not only in multifamily finance, but in project development as well.

Our clients appreciate our straightforward process and flat organizational structure. You won’t find any barriers to jump or mountains to climb at AGM. You can always talk to the person who originated your deal, and you can always talk with the owners. They’ll know your deal and where it stands.

At AGM, we pride ourselves on personal service and attention to detail. Our goal is to make your FHA-insured loan experience as simple as possible – and to add value along the way.

Process Overview

Here’s an overview of the steps we’ll take on your behalf:

Loan Origination: The idea

Your dream starts with an idea and conversation. We’ll actively listen to your vision, understand your goals, and assess your project’s potential for FHA-insured financing. Together, we’ll talk about the challenges – every deal has them – and what you need to get the deal done.

Underwriting: The process

Next, our underwriters will work with you to ensure that your project moves ahead. One of the real benefits of FHA financing is that the terms are constant and predictable. We’ll carefully analyze the deal, the market and numbers. We’ll work with you to be sure that the data we collect is accurate and complete. And we’ll guide you through the process step-by-step. We will work with you to get the loan you want.

Closing: The push

This is what we’ve all worked for. At AGM, we originate, underwrite, close, and fund your loan. Upon closing, we’ll promptly and securely disburse your loan proceeds. Period.

Funding: The goal

Whether it’s single funding for a refinance or progress payments during construction, we’ll work with you to fund your draws quickly and efficiently and to keep your job moving.

Servicing: Your Partner Throughout the Life of the Loan

Our commitment extends beyond closing. We’re with you all along the way, servicing your loan for as long as it is outstanding. We’ll answer your questions, provide helpful resources, and answer your questions, ensuring that you have the tools to achieve lasting success.

Ready to embark on your journey?

With AGM, you’re not just getting a great loan, you’re building a relationship. That’s why 60% of our borrowers are repeat clients. We’re your champion, your advocate, and your friend, a trusted source for advice, market insights and detailed knowledge of FHA products. Every step of the way, we’re dedicated to helping you turn your vision into reality.

Contact us today, and let's turn your vision into bricks and mortar!

You can count on AGM to be accessible, transparent, and ready to lend. For any questions about our process or to discuss your next project, call 800.729.4266 or fill out the form below, and we’ll get back to you on the next business day.