The multifamily market is a bit turbulent right now. Between elections, the economy, inflation, and interest rates, even well-performing properties face financing challenges.
We’re seeing owners with maturing loans who find themselves overleveraged at today’s higher rates. Some are being forced to sell. Others are turning to short-term financing solutions that may provide some breathing room today but leave them exposed to even greater risks down the road.
And that’s where we think it’s important to look beyond the immediate challenge.
Multifamily has historically been a pretty resilient asset class. If you can hold on through the ups and downs, there’s good reason to be optimistic about the long term. But the financing decisions you make today can determine whether you have that opportunity.
That’s one reason we remain strong advocates for FHA-insured financing.
When rates rise and markets shift, FHA offers the stability of long-term, fixed-rate financing and attractive leverage. For new construction, one loan covering both construction and permanent financing eliminates the need to refinance when construction is complete. And with terms of up to 35 years for refinancing and 40 years for new construction, owners can focus on the long-term performance of their investments rather than the next loan maturity date.
You can’t eliminate every risk in real estate. But choosing financing that doesn’t leave you vulnerable to the next market shift can make a meaningful difference.
Whether you’re developing a new project or refinancing a maturing loan, AGM Financial can help you evaluate your options and find a financing strategy built for the long haul.
The goal isn’t just to get through today’s turbulence. It’s to be in a stronger position when the next storm arrives.
Contact AGM to help you weather what’s next.
About AGM Financial Services, Inc.
Family-owned with over 30 years of experience, AGM has closed over $10 billion in FHA-insured multifamily project loans nationwide. We underwrite, fund, and service all of our loans. Developers and owners can count on AGM to be accessible, transparent, consistent, and ready to lend. From new construction to substantial rehabilitation to acquisition and refinance — for both market-rate and affordable projects — we can get the deal done. To learn more about AGM, call 800.729.4266 or visit agmfinancial.com.